Privacy Policy

 

Rev. 12/2019

FACTS WHAT DOES AVB BANK DO WITH YOUR PERSONAL INFORMATION?
Why?  Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security Number and income
  • Account balances and payment history
  • Credit history and credit scores
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons AVB Bank chooses to share; and whether you can limit this sharing.
Reasons We Can Share Your Personal Information Does AVB Bank Share? Can You Limit This Sharing?
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes No
For our marketing purposes
to offer our products and services to you
Yes Yes
For joint marketing with other financial companies No We Do Not Share
For our affiliates’ everyday business purposes
information about your transactions and experiences
No We Do Not Share
For our affiliates’ everyday business purposes
information about your creditworthiness
No We Do Not Share
For our affiliates to market to you No We Do Not Share
For nonaffiliates to market to you Yes Yes
What We Do
How does AVB Bank protect my information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does AVB Bank collect my information? We collect your personal information, for example, when you
  • Open an account or deposit money
  • Pay your bills or apply for a loan
  • Use your credit or debit card
We also collect your personal information from others such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only
  • Sharing for affiliates’ everyday business purposes –information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account.

Definitions
Affiliates
Companies related by common ownership or control. They can be financial and non-financial companies.
  • AVB Bank has no affiliates.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and non-financial companies.
  • Nonaffiliates we share with can include Investment Companies, Mortgage and Direct Marketing Companies.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • AVB BANK doesn't jointly market.
To limit our sharing:
  • Call 918.251.9611
  • Email customerservice@avb.bank
  • Or mail in your concerns to: AVB Bank P.O. Box 130, Broken Arrow, OK 74013 
 
Contact Us. If you:
  • Do not want to share your personal information to market to yourself AND/OR do not wish to share personal information with nonaffiliates to market their products and services to you. 
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