Rates & Terms

Current as of 7/12/2023

Personal Checking, Savings & Money Market

Low minimum opening deposit of $100.
Minor Savings Accounts → $25 minimum opening deposit.


Opportunities Checking

Balance
Interest Rate/Annual Percentage Yield
$0 - $1,499.99
0.00%
$1,500 - $4,999.99
0.05%
$5,000 - $24,999.99
0.10%
$25,000.00 & Above
0.12%

Personal Money Market

Balance
Interest Rate/Annual Percentage Yield
$0 - $2,499.99
0.00%
$2,500.00 - $9,999.99
0.55%
$10,000.00 - $24,999.99
0.58%
$25,000.00 & Above
0.58%

Personal Premium Money Market

Balance
Interest Rate/Annual Percentage Yield
$0 - $49,999.99
0.00%
$50,000.00 - $149,999.99
0.67%
$150,000.00 - $249,999.99
0.70%
$250,000.00 & Above
0.75%

Personal Savings

Health Savings Account (HSA)

Balance
Interest Rate/Annual Percentage Yield
$0 - $499.99
0.00%
$500.00 - $4,999.99
0.05%
$5,000.00 - $14,999.99
0.10%
$15,000.00 & Above
0.12%


Business Checking, Savings & Money Market 

 Low minimum opening deposit $100.


Business Interest Checking

Balance
Interest Rate/Annual Percentage Yield
$0 - $9,999.99
0.00%
$10,000.00 - $24,999.99
0.05%
$25,000.00 - $249,999.99
0.10%
$250,000.00 & Above
0.12%

Community Non-Profit Checking 

 
Balance
Interest Rate/Annual Perectage Yield
$0 - $999.99
0.00%
$1,000.00 - $4,999.99
0.05%
$5,000.00 - $24,999.99
0.10%
$25,000.00 & Above
0.12%

Business Savings  

Business Money Market

Balance
Interest Rate/Annual Percentage Yield
$0 - $2,499.99
0.00%
$2,500.00 - $9,999.99
0.55%
$10,000.00 - $24,999.99
0.58%
$25,000.00 & Above
0.58%

Business Premium Money Market

Balance
Interest Rate/Annual Percentage Yield
$0 - $49,999.99
0.00%
$50,000.00 - $149,999.99
0.67%
$150,000.00 - $249,999.99
0.70%
$250,000.00 & Above
0.75%

Certificates of Deposit (CD) 


  • Jumbo rates available for balances $100,000 or greater. 
  • Connect with us for more information - 918.251.9611 
CD Term
Minimum Balance
Interest Rate / Annual Percentage Yield
91-Days (3-Month)
$2,500.00
1.49% / 1.50%
182-Day (6-Month)
$2,500.00
2.40% / 2.50%
12-Month
$2,500.00
3.70% / 3.75%
18-Month
$1,000.00
3.70% / 3.75%
24-Month
$1,000.00
3.70% / 3.75%
36-Month
$1,000.00
3.70% / 3.75%
48-Month
$1,000.00
3.70% / 3.75%
60-Month
$10,000.00
3.70% / 3.75%

Traditional, Roth & Simplified Employee Pension (SEP) Individual Retirement Account (IRA)

  • $250 minimum deposit to open.
  • Jumbo rates available for balances $100,000 or greater. 
IRA Term
Minimum Balance
Interest Rate / Annual Percentage Yield
182-Days (6-Months)
$250.00
2.40% / 2.50%
12-Months
$250.00
3.70% / 3.75%
18-Months
$250.00
3.70% / 3.75%
24-Months
$250.00
3.70% / 3.75%
36-Months
$250.00
3.70% / 3.75%
48-Months
$250.00
3.70% / 3.75%
60-Months
$250.00
3.70% / 3.75%
1. The Annual Percentage Yield (APY) assumes that interest remains on deposit until maturity.
2. A withdrawal of interest will reduce earnings.
3. Fees could reduce the earnings on the account.
4. APY listed is an estimate. Actual APY will be based on specific account terms and will be disclosed at account opening.
5. A penalty will be imposed for early withdrawal of time accounts.
6. The interest rate and annual percentage yield may change on transaction accounts after account opening.
7. Daily balance is the amount of principal in the account each day.
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