Personal Checking, Savings & Money Market
Low minimum opening deposit of $100.
Minor Savings Accounts → $25 minimum opening deposit.
Opportunities Checking
|
Balance
|
Interest Rate/Annual Percentage Yield
|
|
$0 - $1,499.99
|
0.00% |
|
$1,500 - $4,999.99
|
0.05%
|
|
$5,000 - $24,999.99
|
0.10%
|
|
$25,000.00 & Above
|
0.12%
|
Personal Money Market
|
Balance
|
Interest Rate/Annual Percentage Yield
|
|
$0 - $2,499.99
|
0.00%
|
|
$2,500.00 - $9,999.99
|
0.05%
|
|
$10,000.00 - $24,999.99
|
0.08%
|
|
$25,000.00 & Above
|
0.08%
|
Personal Premium Money Market
|
Balance
|
Interest Rate/Annual Percentage Yield
|
|
$0 - $49,999.99
|
0.00%
|
|
$50,000.00 - $149,999.99
|
0.17%
|
|
$150,000.00 - $249,999.99
|
0.20%
|
|
$250,000.00 & Above
|
0.25%
|
Personal Savings
|
Balance
|
Interest Rate/Annual Percentage Yield
|
|
$.01 & Above
|
0.05%
|
Health Savings Account (HSA)
|
Balance
|
Interest Rate/Annual Percentage Yield
|
|
$0 - $499.99
|
0.00%
|
|
$500.00 - $4,999.99
|
0.05%
|
|
$5,000.00 - $14,999.99
|
0.10%
|
|
$15,000.00 & Above
|
0.12%
|
Business Checking, Savings & Money Market
Low minimum opening deposit $100.
Business Interest Checking
|
Balance
|
Interest Rate/Annual Percentage Yield
|
|
$0 - $9,999.99
|
0.00%
|
|
$10,000.00 - $24,999.99
|
0.05%
|
|
$25,000.00 - $249,999.99
|
0.10%
|
|
$250,000.00 & Above
|
0.12%
|
Community Non-Profit Checking
|
Balance
|
Interest Rate/Annual Perectage Yield
|
|
$0 - $999.99
|
0.00%
|
|
$1,000.00 - $4,999.99
|
0.05%
|
|
$5,000.00 - $24,999.99
|
0.10%
|
|
$25,000.00 & Above
|
0.12%
|
Business Savings
|
Balance
|
Interest Rate/Annual Percentage Yield
|
|
$250.00 & Above
|
0.05%
|
Business Money Market
|
Balance
|
Interest Rate/Annual Percentage Yield
|
|
$0 - $2,499.99
|
0.00%
|
|
$2,500.00 - $9,999.99
|
0.05%
|
|
$10,000.00 - $24,999.99
|
0.08%
|
|
$25,000.00 & Above
|
0.08%
|
Business Premium Money Market
|
Balance
|
Interest Rate/Annual Percentage Yield
|
|
$0 - $49,999.99
|
0.00%
|
|
$50,000.00 - $149,999.99
|
0.17%
|
|
$150,000.00 - $249,999.99
|
0.20%
|
|
$250,000.00 & Above
|
0.25%
|
Certificates of Deposit (CD)
- $2,500 minimum deposit to open, terms 12-months or less.
- $1,000 minimum deposit to open, terms 18-months or greater.
- Jumbo rates available for balances $100,000 or greater.
|
CD Term
|
Minimum Balance
|
Interest Rate/Annual Percentage Yield
|
|
91-Days (3-Month)
|
$2,500.00
|
0.10% |
|
182-Day (6-Month)
|
$2,500.00
|
0.20%
|
|
12-Month
|
$2,500.00
|
0.20% |
|
18-Month
|
$1,000.00
|
0.40% |
|
24-Month
|
$1,000.00
|
0.50% |
|
36-Month
|
$1,000.00
|
0.50%
|
|
48-Month
|
$1,000.00
|
0.50%
|
|
60-Month
|
$10,000.00
|
0.50%
|
Traditional, Roth & Simplified Employee Pension (SEP) Individual Retirement Account (IRA)
- $250 minimum deposit to open.
- Jumbo rates available for balances $100,000 or greater.
|
IRA Term
|
Minimum Balance
|
Interest Rate/Annual Percentage Yield
|
|
182-Days (6-Months)
|
$250.00
|
0.20% |
|
12-Months
|
$250.00
|
0.20% |
|
18-Months
|
$250.00
|
0.40% |
|
24-Months
|
$250.00
|
0.50% |
|
36-Months
|
$250.00
|
0.50% |
|
48-Months
|
$250.00
|
0.50% |
|
60-Months
|
$250.00
|
0.50% |
1. The Annual Percentage Yield (APY) assumes that interest remains on deposit until maturity.
2. A withdrawal of interest will reduce earnings.
3. Fees could reduce the earnings on the account.
4. APY listed is an estimate. Actual APY will be based on specific account terms and will be disclosed at account opening.
5. A penalty will be imposed for early withdrawal of time accounts.
6. The interest rate and annual percentage yield may change on transaction accounts after account opening.
7. Daily balance is the amount of principal in the account each day.
