Personal Checking

Personal Checking Comparison



Opportunities Checking eChecking
Minimum Opening Deposit $100 $100
Minimum Balance Requirement to Avoid Service Charge $3,500 $0
Free Debit Card ✔
✔
Tap to Pay - Contactless Payment ✔
✔
Free Personal Checks Two boxes/annually
Earns Interest ✔

Unlimited Check Writing ✔
10/month
Free Online & Mobile Banking ✔
✔
Free Bill Pay
Free
up to 10 transactions/month
Free
up to 10 transactions/month
Bank-to-Bank Transfer ✔
✔
Free eStatement ✔
✔
Free Mobile Deposit ✔
✔
Accidental Death & Dismemberment Insurance
$10,000
Common Carrier Insurance
$10,000
Cell Phone Protection ✔
Identity Theft Resolution  ✔
For full account disclosure, rules and restrictions, reference: Deposit Account Terms and Conditions, Other Account Fees, and Funds Availability Disclosure.