December Employee Spotlight

Back for a New Season of Holiday Money Wisdom

 

Greetings from your favorite seasonal elf.

 Jingle McSavings here, back for another magical December at AVB Bank. This year I am on a special mission to make holiday spending feel joyful and manageable.

You will spot me tucked on shelves and in cozy corners across AVB locations, keeping a close eye on wish lists, gift receipts, and savings goals. Think of me as your tiny partner in financial wellness, cheering you on as you plan for traditions, travel, and gifts that matter most.

Together we can make this holiday season merry and financially confident. Here is to a month filled with cocoa, kindness, smart choices, and many chances to Serve, Connect, and Succeed as a community.

Even a busy elf knows that a little planning goes a long way. Here are a few friendly tips from Jingle to help you enjoy the season and stay on track with your money goals.

 

Make a simple list of who you want to buy for, what you hope to spend, and how that lines up with your current account balances. A clear spending limit before you start shopping helps you avoid surprises when the decorations come down. Check your AVB accounts through digital banking to see what fits comfortably within your monthly cash flow.

Holiday calendars fill up fast, and not every task fits into normal banking hours. Use AVB's digital banking app to review transactions, move money between accounts, and monitor upcoming payments when you have a free minute. A quick check in on your phone can help you stay on top of your holiday spending while you enjoy the season.

 

It is easy to focus only on December, but your future self will appreciate a small cushion in January. If you receive a year end bonus or monetary gifts, consider setting aside a portion in savings before you spend the rest. Even a modest amount can help with new year expenses or provide a head start on next year holiday plans.